About Us
Loansonclick is the fastest-growing team of direct lenders in Ireland, providing financial support to people who need it most. With years of experience in the finance arena, we have developed effective strategies and modern approaches to fund your needs without unnecessary delay.
Our commitment goes beyond simply lending money. As a reliable company, we hold ourselves to high standards — and our core values shape every decision we make.
Our Core Values
Everything we do is guided by four principles that define who we are and how we serve our customers.
Accountability
We take ownership of every loan decision and stand behind the service we provide. Our team is answerable to every borrower we serve.
Integrity
Honest and ethical lending is at the heart of our business. We never charge upfront fees or hidden charges — what you see is what you get.
Social Responsibility
We believe in lending that helps, not harms. That means we will not lend more than a borrower can afford to repay, and we reserve the right to decline applications that a less responsible lender might approve.
Transparency
Clear terms, straightforward communication, and no surprises. We maintain openness at every stage — from application through to final repayment.
We Follow Responsible Lending Policies
We Follow High Standards
Our lending practices are built on a foundation of fairness and diligence. We assess every application carefully, ensuring that the loan fits the borrower's circumstances — not the other way around.
We Maintain Transparency
From the representative APR of 19.6% (fixed) to the total repayable amount, every figure is disclosed upfront. A representative example: a loan of €8,000 repaid over 48 months at €243.25 per month results in a total repayable of €11,676.10.
We Deliver the Best Deal
Our team works to match you with a loan that suits your needs. Whether you are looking for a personal loan, a business loan, or a specialised product, we strive to offer competitive terms without compromising on responsible lending.
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